Monthly Payment
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Total Interest
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Total Payment
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How to Use
- Enter the loan amount you want to borrow
- Input the annual interest rate (e.g., 4.9 for 4.9%)
- Set the loan term in years
- Select your preferred repayment method
- Click "Calculate" to see results and amortization schedule
Frequently Asked Questions
What is the difference between Equal Payment and Equal Principal?
Equal Payment (Annuity) means fixed monthly payments throughout the loan term. Equal Principal means fixed principal payments with decreasing total payments over time.
Is my data secure?
Yes, all calculations are performed locally in your browser. No data is sent to any server.
Can I export the amortization schedule?
Yes, click the "Export CSV" button to download the complete amortization schedule as a CSV file.